a necklace as perfect for layering as it is on its own

coin-edged 18k yellow gold accented with full cut diamonds

finished on 18k yellow gold hoops

a pair of darling heart-shaped Kingman turquoise cabochons set in 18k yellow gold with a satin finish

or rainbow moonstone cabochons scalloped coin-edge set in 18k gold make for an elevated

Golden Blossom Tropical Flower Lucky Charm Stone:Akoya Pearl a necklace as perfect forFrom the Lucky Charm Collection, an 18k yellow gold flower charm set with a lustrous Akoya pearl. Designed with a detachable bale to adorn your favorite necklaces, it is as lovely on its own as it is mixed with other charms.